Free Financial Tools

Interactive tools built by real CFOs – not static templates.
Enter your numbers, get an instant answer, and download a report you can actually use.

Browse free financial calculators, CFO tools, and business planning resources for cash flow forecasting, budgeting, pricing, profitability analysis, financial ratios, and KPI tracking. Built by experienced CFOs for business owners, executives, startups, and finance professionals who need fast, practical answers.

SMALL BUSINESSES

Business Valuation Calculator

Estimate your company’s value from EBITDA, industry multiples, and the quality factors buyers actually pay for. Takes 60 seconds.

Exit Readiness Score

Most value is lost in diligence, not negotiation. Answer 12 questions and see whether your business would survive a buyer’s scrutiny.

AI Readiness Scorecard

A 12-question assessment across process maturity, financial visibility, and AI readiness – see where you actually stand before you invest.

Cash Flow Projection

A month-by-month cash projection: how long your cash lasts, your average burn or profit, and where the balance ends up.

STARTUPS

Startup Financial Model Builder

A 4-step wizard that builds a 36-month financial model from your pricing, costs, and hiring plan – downloaded as a ready-to-use spreadsheet.

Startup KPI Dashboard

Track the 12 metrics investors actually check before a term sheet – burn, runway, MRR growth, CAC, and more – updated live as you enter your numbers.

Fundraising Readiness Score

A 12-question assessment covering your financials, metrics, materials, and process – scores how ready your startup is for investor due diligence.

Startup Debt Readiness Score

A 12-question assessment – financial foundations, cash flow coverage, collateral, and lender readiness – to determine whether you’re ready for debt financing.

SAAS & TECH

SaaS Metrics Dashboard

All your core SaaS metrics in one view: MRR, churn, NRR, and CAC payback – pulled from your inputs and benchmarked against SaaS norms.

LTV:CAC Calculator

See if your unit economics actually work: lifetime value against acquisition cost, benchmarked against the 3:1 ratio investors look for.

Rule of 40 Analyzer

Growth rate plus profit margin, in one number. See where you land against the benchmark SaaS investors use to judge efficiency.

SaaS Valuation Calculator

Estimate your company’s value from ARR, growth rate, and customer retention – the multiple-based math investors actually use.

MANUFACTURING

Unit Cost & Margin Analyzer

Break down true cost per unit – materials, labor, overhead – and see your real margin after every hidden cost is counted.

Working Capital & Cash Cycle

DSO, inventory days, payables – how long each dollar stays trapped in the operation, and what freeing 10 days is worth.

Job Costing Readiness Score

A quick assessment of whether your job costing actually tracks profitability by job, or if you’re just guessing at margins.

Equipment ROI & Payback

Model the payback period and lifetime ROI on new equipment, so you know the numbers before you sign the purchase order.

HEALTHCARE

Healthcare KPI Dashboard

Track the metrics that matter in a medical practice: collections rate, days in AR, no-show rate, and more.

Provider Compensation

Model provider comp against collections and wRVUs – see your true margin contribution and comp ratio.

Medical Practice Budget Builder

Build a realistic practice budget from staffing, supplies, and overhead – see where the numbers actually land.

Revenue Cycle Health Score

A 12-question assessment of how well your revenue cycle collects what it’s owed, and where it’s leaking.